:root {
  --navy: #102e45;
  --coral: #eb6853;
  --paper: #fffdf9;
  --mist: #edf5f6;
  --text: #15354e;
  --muted: #647988;
  --line: #d8e2e5;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--text);
  font: 16px/1.5 Arial, sans-serif;
}
a { text-decoration: none; color: inherit; }
button { font: inherit; }

.visually-hidden:where(:not(:focus-within, :active)) {
  position: absolute !important;
  clip-path: inset(50%) !important;
  overflow: hidden !important;
  width: 1px !important;
  height: 1px !important;
  margin: -1px !important;
  padding: 0 !important;
  border: 0 !important;
  white-space: nowrap !important;
}
.skip-link {
  position: absolute;
  left: 1rem;
  top: 1rem;
  z-index: 100;
  background: var(--navy);
  color: #fff;
  padding: 0.6rem 0.9rem;
  font-size: 0.9rem;
}

.top {
  height: 34px;
  padding: 0 max(24px, 10vw);
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: var(--navy);
  color: #fff;
  font-size: 12px;
}
.top a { text-decoration: underline; }

.header {
  height: 70px;
  padding: 0 max(24px, 10vw);
  display: flex;
  align-items: center;
  background: #fff;
  border-bottom: 1px solid #edf1f2;
  position: relative;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-right: auto;
}
.mark {
  width: 43px;
  height: 43px;
  border: 2px solid var(--coral);
  border-radius: 50% 50% 50% 13px;
  display: grid;
  place-items: center;
  color: var(--navy);
  font: 20px Georgia, serif;
  transform: rotate(-5deg);
}
.mark b { color: var(--coral); }
.brand-text {
  font: 15px/1.02 Georgia, serif;
  color: var(--navy);
}
.header nav {
  display: flex;
  align-items: center;
  gap: 30px;
  font-weight: 700;
  font-size: 13px;
}
.header nav a.active { color: var(--coral); }
.call {
  margin-left: 32px;
  background: var(--coral);
  color: #fff;
  padding: 13px 20px;
  font-weight: 800;
}
.mobile-menu {
  display: none;
  border: 0;
  background: none;
  font-size: 25px;
  color: var(--navy);
  cursor: pointer;
}
.mobile-nav {
  display: none;
  background: #fff;
  border-bottom: 1px solid #edf1f2;
  padding: 0.5rem max(24px, 10vw) 1rem;
}
.mobile-nav[data-open="true"] { display: block; }
.mobile-nav a {
  display: block;
  padding: 0.85rem 0;
  border-bottom: 1px solid var(--line);
  font-weight: 700;
  font-size: 14px;
}

.hero {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 342px;
  background: #fff;
}
.hero-copy {
  padding: 25px 4vw 20px max(24px, 10vw);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.crumb {
  font-size: 12px;
  color: #637789;
  margin-bottom: 18px;
}
.crumb a:hover { color: var(--coral); }
.category {
  font-size: 11px;
  color: var(--coral);
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
.hero h1 {
  margin: 12px 0 10px;
  color: var(--navy);
  font: 400 clamp(38px, 3.5vw, 52px) / 0.98 Georgia, serif;
  letter-spacing: -0.035em;
  max-width: 640px;
}
.dek {
  max-width: 620px;
  margin: 0;
  color: #536e82;
  font: 17px / 1.35 Georgia, serif;
}
.meta {
  display: flex;
  gap: 20px;
  margin-top: 18px;
  color: #60788b;
  font-size: 12px;
}
.hero-img {
  margin: 0;
  min-height: 342px;
  overflow: hidden;
  background: #d7e3e8;
}
.hero-img img {
  width: 100%;
  height: 100%;
  min-height: 342px;
  object-fit: cover;
  display: block;
}

.disclaimer-banner {
  max-width: 1400px;
  margin: 0 auto;
  padding: 24px 24px 8px;
}
.disclaimer-banner .disclaimer-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 1.15fr);
  gap: 0;
  align-items: stretch;
  padding: 0;
  border: 1px solid #1a3550;
  border-left: 5px solid var(--coral);
  border-radius: 6px;
  background: #fff;
  overflow: hidden;
}
.disclaimer-lead {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  align-items: start;
  padding: 22px 24px;
}
.disclaimer-body {
  padding: 22px 26px;
  border-left: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 12px;
}
.disclaimer-icon {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  display: grid;
  place-items: center;
  flex-shrink: 0;
}
.disclaimer-icon svg {
  width: 20px;
  height: 20px;
  display: block;
}
.disclaimer-eyebrow {
  margin: 0 0 8px;
  font: 800 11px / 1.2 Arial, sans-serif;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--coral);
}
.disclaimer-title {
  margin: 0;
  font: 400 28px / 1.15 Georgia, serif;
  color: var(--navy);
  letter-spacing: -0.02em;
  max-width: 16ch;
}
.disclaimer-body p {
  margin: 0;
  font-size: 14px;
  line-height: 1.55;
  color: #516a7d;
  max-width: none;
}
.disclaimer-body a {
  color: var(--coral);
  font-size: 13px;
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 3px;
  width: fit-content;
}
.disclaimer-body a:hover { color: var(--navy); }
.disclaimer-banner .disclaimer-mark,
.disclaimer-banner > .disclaimer-inner > strong { display: none; }

.layout {
  display: grid;
  grid-template-columns: minmax(0, 920px) 380px;
  gap: 28px;
  max-width: 1400px;
  margin: 20px auto 80px;
  padding: 0 24px;
  align-items: start;
}

.at-glance {
  padding: 20px 25px;
  background: var(--mist);
  border-radius: 7px;
}
.at-title {
  font: 700 19px Georgia, serif;
  margin: 0 0 14px;
  color: var(--navy);
}
.glance-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}
.glance {
  display: grid;
  grid-template-columns: 38px 1fr;
  gap: 12px;
  padding: 0 18px;
  border-right: 1px solid #cbd9de;
}
.glance:first-of-type { padding-left: 0; }
.glance:last-child { border: 0; }
.num {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--coral);
  color: #fff;
  font-weight: 800;
  font-size: 13px;
  flex-shrink: 0;
}
.glance h3 {
  font: 700 16px / 1.15 Georgia, serif;
  margin: 3px 0 5px;
  color: var(--navy);
}
.glance p {
  font-size: 12px;
  line-height: 1.35;
  margin: 0;
  color: #446076;
}

.article-intro {
  font: 17px / 1.5 Georgia, serif;
  margin: 20px 2px;
  color: var(--text);
}

.article h2,
.article h3 {
  font: 700 28px Georgia, serif;
  margin: 28px 0 12px;
  color: var(--navy);
  scroll-margin-top: 1.25rem;
}
.article h3 {
  font-size: 22px;
}
.article h4 {
  font: 800 16px / 1.3 Arial, sans-serif;
  margin: 1.5rem 0 0.6rem;
  color: var(--navy);
}
.article p {
  margin: 0 0 1.15rem;
  line-height: 1.7;
  color: #3f586b;
}
.article ul,
.article ol {
  margin: 0 0 1.25rem;
  padding-left: 1.25rem;
  color: #3f586b;
}
.article li {
  margin-bottom: 0.45rem;
  line-height: 1.6;
}
.article a {
  color: var(--coral);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.article hr {
  border: 0;
  border-top: 1px solid var(--line);
  margin: 1.75rem 0;
}
.article strong { color: var(--navy); }

.challenge-grid,
.point-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin: 1rem 0 1.5rem;
}
.challenge,
.point-card {
  display: grid;
  grid-template-columns: 35px 1fr;
  gap: 13px;
  border: 1px solid var(--line);
  border-radius: 6px;
  padding: 12px 18px;
  background: #fff;
}
.challenge .num,
.point-card .n,
.point-card .num {
  background: #91a9b5;
  width: 31px;
  height: 31px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: #fff;
  font-weight: 800;
  font-size: 13px;
}
.challenge h3,
.point-card h3 {
  margin: 0;
  font: 700 17px Georgia, serif;
}
.challenge p,
.point-card p {
  margin: 2px 0 0;
  font-size: 13px;
  line-height: 1.35;
}

.quote,
.pull-quote {
  margin: 12px 0 26px;
  padding: 0 18px;
  border-left: 4px solid var(--coral);
  color: #29465e;
  font: italic 20px / 1.25 Georgia, serif;
}
.pull-quote p {
  margin: 0;
  color: inherit;
  font: inherit;
  line-height: inherit;
}

.sidebar {
  display: flex;
  flex-direction: column;
  gap: 14px;
  position: sticky;
  top: 18px;
}
.side-card {
  border: 1px solid var(--line);
  border-radius: 7px;
  background: #fff;
  padding: 14px 18px;
}
.side-card h2 {
  font: 700 18px Georgia, serif;
  margin: 0 0 10px;
  color: var(--navy);
}
.toc a {
  display: grid;
  grid-template-columns: 22px 1fr auto;
  gap: 8px;
  align-items: start;
  padding: 7px 0;
  border-top: 1px solid #e5ebed;
  font-size: 12px;
  color: #405c70;
}
.toc a:first-of-type { border-top: 0; }
.toc a:hover { color: var(--coral); }
.toc a b {
  font-weight: 400;
  color: #90a4b2;
}

.coach {
  border-color: #f1a79a;
  background: #fffaf8;
  padding: 17px;
}
.coach h2 { font-size: 16px; }
.coach p,
.notice p {
  font-size: 12px;
  line-height: 1.35;
  color: #516a7d;
  margin: 0;
}
.coach .call {
  display: block;
  margin: 12px 0 5px;
  text-align: center;
  padding: 10px;
}
.coach small {
  display: block;
  font-size: 10px;
  color: #6c8190;
}

.notice {
  background: var(--mist);
  display: block;
  border-color: var(--line);
}
.notice > span {
  display: none;
}
.notice h2 {
  font-size: 15px;
  margin: 0 0 6px;
  color: var(--navy);
}
.notice p { margin: 0; color: #516a7d; }
.notice a {
  color: var(--coral);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.more {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 35px;
}
.more article {
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 6px;
  background: #fff;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.more .category { display: block; }
.more h3 {
  font: 700 17px / 1.25 Georgia, serif;
  margin: 0;
  color: var(--navy);
  flex: 1;
}
.more a {
  color: var(--coral);
  font-weight: 800;
  font-size: 12px;
  text-decoration: none;
}
.more a:hover { text-decoration: underline; }

.site-footer {
  background: var(--navy);
  color: #fff;
  padding: 38px max(24px, 10vw);
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 12px;
}
.site-footer span:last-child {
  color: #a9bac1;
  max-width: 42rem;
}

@media (max-width: 1000px) {
  .header nav,
  .header > .call { display: none; }
  .mobile-menu { display: block; }
  .hero { grid-template-columns: 1fr; }
  .hero-copy { padding: 45px 24px; }
  .hero-img,
  .hero-img img { min-height: 320px; }
  .layout { grid-template-columns: 1fr; }
  .sidebar {
    position: static;
    display: grid;
    grid-template-columns: 1fr 1fr;
  }
  .notice { grid-column: 1 / -1; }
}

@media (max-width: 650px) {
  .top span { display: none; }
  .top { justify-content: flex-end; }
  .header { height: 66px; padding: 0 20px; }
  .hero h1 { font-size: 41px; }
  .hero-img,
  .hero-img img { min-height: 240px; }
  .disclaimer-banner { padding: 14px 18px 0; }
  .disclaimer-banner .disclaimer-inner {
    grid-template-columns: 1fr;
  }
  .disclaimer-body {
    border-left: 0;
    border-top: 1px solid var(--line);
    padding-top: 18px;
  }
  .disclaimer-title { font-size: 24px; max-width: none; }
  .layout { padding: 0 18px; }
  .glance-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .glance {
    border: 0;
    padding: 0;
  }
  .challenge-grid,
  .point-cards,
  .sidebar,
  .more { grid-template-columns: 1fr; }
  .notice { grid-column: auto; }
  .meta { flex-wrap: wrap; }
  .site-footer {
    flex-direction: column;
    gap: 8px;
  }
  .article h2 { font-size: 24px; }
  .article h3 { font-size: 20px; }
}